---
title: "Virtual Card for Travel & Subscriptions | Antarctic Wallet"
description: "Virtual SGD card for subscriptions, travel and smartphone payments for 9.99 USD. Add it to Apple Pay or Google Pay. Issued in the app with basic verification."
url: "https://antarcticwallet.com/en/product/virtual-card"
updated: "2026-10-29"
---

# Card for Everything

## One card for everything – 9,99 USD

A virtual card in SGD for subscriptions, travel and smartphone payments. Issued in the Antarctic Wallet app and available with basic verification.

## For services, travel and everyday payments

Use your card whenever you need a convenient way to pay online, abroad or with your smartphone.

The card’s base currency is Singapore dollar (SGD). When you pay in other currencies, a payment network fee may apply.

- **Subscriptions and services** — Works for apps, digital services, bookings and recurring payments.
- **Travel abroad** — Use your card for travel expenses such as hotels, transport, cafés and shops.
- **Pay with your smartphone** — Add your card to Apple Pay or Google Pay and pay with your phone wherever contactless payments are accepted.

## Get your card in a few steps

1. **Open the Cards section** — Go to Cards in the Antarctic Wallet app and tap “Issue card”.
2. **Choose the Card for Everything** — Check the terms, fees and currency.
3. **Complete verification** — Add your phone number, document and selfie if you haven’t done this before.
4. **Confirm card issuance** — The issuance fee is 9,99 USD. You choose the amount of your first top-up.
5. **Set your PIN – done!** — Once the card is issued, set your PIN and start using it.

## Got questions?

Find the answers here

### What is the Card for Everything?

The Card for Everything is a virtual card in Singapore Dollar (SGD) for everyday payments: subscriptions, online services, purchases while travelling, and smartphone payments with Apple Pay and Google Pay.

### Where can I use the card?

You can use the card for online purchases, subscriptions, hotel and ticket bookings, services, and payments wherever contactless smartphone payments are accepted.

### Can I add the card to my phone?

Yes. You can add the card to supported payment services on your smartphone and pay with your phone wherever contactless payments are accepted.

### How much does it cost to issue the card?

Card issuance costs 9,99 USD. The fee is charged when you issue the card in the Antarctic Wallet app.

### What is the top-up fee?

The card top-up fee is 3,0% of the top-up amount.

### Is there a fee for card payments?

Yes. A 0,50 USD fee is charged per transaction. A payment network fee of 0% to 3% may also apply.

### How do I top up the card?

The card can only be topped up from your main balance in the Antarctic Wallet app. Top-ups from other cards, ATMs or third-party services are not supported.

### Can I withdraw money from the card?

No. Withdrawals from the card are not available. The card is designed for payments online, while travelling, and through supported payment services.

### Can I top up the card from another bank card?

No. Top-ups from other cards are not supported. You can only top up the card within Antarctic Wallet.

### What do I need to issue the card?

Basic verification is enough to issue the card. You need to add your phone number, upload an identity document and take a selfie. You can use a passport, driver’s licence or ID card. Verification is required to confirm your identity and issue the card securely. You cannot issue the card without it.

### Is the card physical or virtual?

The card is virtual. It is issued in the app and no physical card is delivered.

### Can I use the card immediately after it is issued?

After the card is issued, you need to top it up through Antarctic Wallet and set a PIN in the app. You can then use it for supported types of payments.

### Prohibited transaction categories

Money transfers
Utilities – electricity, gas, heating, water supply and sewage
Medicines, pharmacies and pharmaceutical products
Oil and petroleum products
Automated fuel dispensers
Digital goods – games
Goods and services from financial institutions
Quasi-cash transactions
Securities – brokers and dealers
Financial transactions – account funding
Amusement arcades
Gambling
Government lotteries (globally, except the US)

Can't find what you're looking for?

Check out our FAQ section — it even includes the story
of our penguin mascot.

[Explore more](https://antarcticwallet.com/faq)

## Access all Antarctic Wallet features

Choose how to open Antarctic Wallet on your device.

- [AppStore](https://apps.apple.com/us/app/antarctic-wallet/id6755539152)
- [GooglePlay](https://play.google.com/store/apps/details?id=com.antarcticwallet.wallet&pli=1)
- [MiniApp](https://app.antarcticwallet.com/welcome)
- [Download APK for Android](https://github.com/antarctic-tech/android-app/releases/latest/download/antarctic-wallet.apk)

## More Features

- **24/7 support** — Your questions come first. Our support team is available around the clock, every day. [Contact support](https://t.me/Antarcticwalletsupport_bot)
- **User reviews** — We build Antarctic Wallet around our community and listen closely to what our users say. [View reviews](https://t.me/+HfQLvXIGA9E3ZGFi)
